Interested in this project, potential collaborations, or academic discussion about talent-based credit scoring?
Whether you're interested in collaboration, have questions about the methodology, or want to discuss the future of alternative credit—reach out.
contact@credzo.com
Response within 24-48 hours
If you are viewing this as part of a college application, feel free to reach out with questions about the methodology, data sources, or research process behind CREDZO. I'm happy to provide additional documentation or discuss the project in detail.
Quick answers to frequently asked questions about CREDZO
No, CREDZO is a student-led research project and prototype. It's designed to demonstrate research methodology, product thinking, and systems design—not to provide actual financial services.
Not currently. This is a conceptual prototype exploring how alternative credit scoring could work. Real-world implementation would require partnerships with licensed financial institutions and regulatory approval.
Use the contact form above to reach out! I'm interested in collaborating with developers, data scientists, policy researchers, and anyone passionate about financial inclusion and alternative credit.
The scoring framework is conceptually designed with documented logic and assumptions. The next phase would involve building a working prototype with real API integrations and testing with sample data.
The proposed model would integrate with GitHub, coding challenge platforms (LeetCode, HackerRank), freelance marketplaces (Upwork, Fiverr), and verified income sources—all with user consent and privacy protections.